Mortgage Tips & Expert Advice
Stay informed with the latest mortgage news, tips, and insights from our experts.
CMHC Insurance Explained: What It Is and Who Needs It
Understanding mortgage default insurance, when it's required, and how it affects your home purchase.
Bank vs. Mortgage Broker: Which Is Right for You?
Understanding the differences between working with a bank directly and using a mortgage broker.
HELOC vs. Refinance: Which Is Right for You?
Comparing home equity lines of credit and mortgage refinancing to help you choose the best option.
Co-signers and Guarantors: When and How to Use Them
Understanding the difference between co-signers and guarantors, and when each makes sense.
The Mortgage Stress Test Simplified
A straightforward explanation of Canada's stress test and how it affects your home purchase.
Porting Your Mortgage: How to Move Without Penalties
Learn how mortgage portability works and when it makes sense to port your mortgage to a new home.
Acceptable Down Payment Sources: Where Your Money Can Come From
Understanding what lenders accept as valid down payment sources and documentation requirements.
Complete Guide to Closing Costs for Home Buyers
Budget properly for your home purchase by understanding all the closing costs you'll encounter.
Financing a Second Home or Cottage: What to Know
Understanding mortgage options and requirements for vacation properties and second homes.