Mortgage Tips & Expert Advice
Stay informed with the latest mortgage news, tips, and insights from our experts.
First-Time Homebuyer’s Complete Guide for 2024
Everything you need to know about buying your first home in Canada, from saving for a down payment to closing day.
Buying a Second Home or Cottage in Canada
Everything you need to know about financing a vacation property, from down payment rules to rental income considerations.
GDS and TDS Ratios Explained: How Lenders Qualify You
Understand the debt service ratios lenders use to determine your mortgage eligibility and how to improve your numbers.
Bank of Canada Rate Decision: What It Means for Your Mortgage
Breaking down the latest interest rate announcement and how it affects variable and fixed mortgage rates.
Monoline Lenders vs Big Banks: What’s the Difference?
Discover why mortgage-only lenders often offer better rates and terms than major banks, and when each makes sense.
Breaking Your Mortgage to Switch Lenders: Is It Worth It?
Calculate whether the penalty to break your mortgage is worth it to get a better rate elsewhere.
Spousal Buyout Mortgages During Separation or Divorce
How to buy out your partner's share of your home during divorce and the mortgage options available.
Debt Consolidation: When Does It Make Sense?
Learn how consolidating high-interest debts into your mortgage can save you thousands and simplify your finances.
Stated Income Mortgages: Who Qualifies and How
Understanding stated income programs for self-employed borrowers and how to qualify without traditional income proof.