Mortgage Tips & Expert Advice
Stay informed with the latest mortgage news, tips, and insights from our experts.
The Home Buying Process Timeline in Canada
A step-by-step timeline of the home buying journey from saving to closing, with realistic timeframes.
Getting a Mortgage When You’re Self-Employed: The Complete Guide
Special considerations, documentation requirements, and strategies for self-employed individuals seeking mortgage approval.
Mortgage Refinance vs Renewal: Understanding the Difference
Know when to simply renew your mortgage and when refinancing makes more sense for your situation.
Down Payment Gifts from Family: Rules and Requirements
How to use gifted money for your down payment and the documentation lenders require.
Does Mortgage Shopping Hurt Your Credit Score?
The truth about credit inquiries when comparing mortgage rates and how to shop without hurting your credit.
Refinancing to Access Your Home Equity: A Complete Guide
How to tap into your home's equity for renovations, investments, or other financial goals.
Fixed vs. Variable Rate Mortgages: Making the Right Choice in 2024
A detailed comparison to help you decide which mortgage type suits your financial situation and risk tolerance.
Investment Property Mortgages: What You Need to Know
A comprehensive guide to financing rental properties and building your real estate investment portfolio.
The Mortgage Stress Test Explained: How to Maximize Your Buying Power
Understanding Canada's mortgage stress test, how it affects your qualification, and strategies to maximize your borrowing power.