# Best Rates: Your Path to Better Mortgage Rates

> Explore how to find the best mortgage in Canada for your needs and achieve your home ownership dreams\.

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## Pages
- [Merry Christmas](https://mortgage.bestrates.ca/merry-christmas/)
- [Debt Consolidation](https://mortgage.bestrates.ca/debt-consolidation-lp/)
- [Refinance Your Mortgage](https://mortgage.bestrates.ca/refinance-lp/)
- [Mortgage Renewal \- Get Better Rates](https://mortgage.bestrates.ca/renewal/)
- [Land Transfer Tax Calculator](https://mortgage.bestrates.ca/land-transfer-tax/)

## Posts
- [Canadian Mortgage Glossary: 75 Terms Every Homebuyer Should Know](https://mortgage.bestrates.ca/canadian-mortgage-glossary-2026/): Comprehensive glossary of Canadian mortgage terms\. From amortization to zoning, understand every term you'll encounter in your home buying journey\.
- [Mortgage Default Insurance: Complete CMHC, Sagen \& Canada Guaranty Guide](https://mortgage.bestrates.ca/mortgage-default-insurance-explained/): Understand mortgage default insurance in Canada\. Learn how CMHC, Sagen, and Canada Guaranty insurance works, costs, and when it's required\.
- [Newcomer Mortgage Programs in Canada: 2026 Guide](https://mortgage.bestrates.ca/newcomer-mortgage-programs-2026/): Special mortgage programs for new immigrants and newcomers to Canada\. Understand requirements, down payments, and qualification paths\.
- [Accelerated Mortgage Payoff: 7 Strategies to Own Your Home Faster](https://mortgage.bestrates.ca/accelerated-mortgage-payoff-strategies/): Proven strategies to pay off your mortgage faster and save thousands in interest\. From payment frequency to lump sums, every approach explained\.
- [Mortgage Stress Test Changes Coming in 2026: What to Expect](https://mortgage.bestrates.ca/mortgage-stress-test-changes-2026/): Stay ahead of potential stress test changes in 2026\. Understand how regulatory updates may affect your mortgage qualification\.

## Media
- [cropped\-cropped\-cropped\-cropped\-cropped\-cropped\-cropped\-cropped\-cropped\-logo\-3\-1\.webp](https://mortgage.bestrates.ca/wp-content/uploads/2025/12/cropped-cropped-cropped-cropped-cropped-cropped-cropped-cropped-cropped-logo-3-1.webp)
- [Canadian Mortgage Glossary: 75 Terms Every Homebuyer Should Know](https://mortgage.bestrates.ca/wp-content/uploads/2025/11/canadian-mortgage-glossary-75-terms-every-homebuyer-should-know-1.jpg)
- [Mortgage Default Insurance: Complete CMHC, Sagen \& Canada Guaranty Guide](https://mortgage.bestrates.ca/wp-content/uploads/2025/11/mortgage-default-insurance-complete-cmhc-sagen-canada-guaranty-guide-1.jpg)
- [Newcomer Mortgage Programs in Canada: 2026 Guide](https://mortgage.bestrates.ca/wp-content/uploads/2025/11/newcomer-mortgage-programs-in-canada-2026-guide-1.jpg)
- [Accelerated Mortgage Payoff: 7 Strategies to Own Your Home Faster](https://mortgage.bestrates.ca/wp-content/uploads/2025/11/accelerated-mortgage-payoff-7-strategies-to-own-your-home-faster-1.jpg)

## Services
- [Investment Property Mortgages](https://mortgage.bestrates.ca/services/investment-property/): Financing options for rental properties and real estate investments\.
- [Self\-Employed Mortgages](https://mortgage.bestrates.ca/services/self-employed/): Flexible mortgage solutions for business owners and freelancers\.
- [Mortgage Renewals](https://mortgage.bestrates.ca/services/renewals/): Don't auto\-renew\. Let us find you a better rate\.
- [Debt Consolidation](https://mortgage.bestrates.ca/services/debt-consolidation/): Combine high\-interest debts into one lower monthly payment\.
- [Mortgage Refinance](https://mortgage.bestrates.ca/services/refinance/): Lower your rate, access equity, or consolidate debt with a refinance\.

## Testimonials
- [Steven R\.](https://mortgage.bestrates.ca/testimonial/steven-r/)
- [Patricia D\.](https://mortgage.bestrates.ca/testimonial/patricia-d/)
- [Andrew N\.](https://mortgage.bestrates.ca/testimonial/andrew-n/)
- [Maria G\.](https://mortgage.bestrates.ca/testimonial/maria-g/)
- [Daniel F\.](https://mortgage.bestrates.ca/testimonial/daniel-f/)

## Categories
- [Mortgage Tips](https://mortgage.bestrates.ca/category/mortgage-tips/)
- [Financial Advice](https://mortgage.bestrates.ca/category/financial-advice/)
- [Uncategorized](https://mortgage.bestrates.ca/category/uncategorized/)
- [Market Updates](https://mortgage.bestrates.ca/category/market-updates/)

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