Mortgage Tips & Expert Advice
Stay informed with the latest mortgage news, tips, and insights from our experts.
Canadian Mortgage Glossary: 75 Terms Every Homebuyer Should Know
Comprehensive glossary of Canadian mortgage terms. From amortization to zoning, understand every term you'll encounter in your home buying journey.
Multi-Generational Home Financing: Complete Guide
Financing options for multi-generational homes, including in-law suites, duplexes, and family compound arrangements.
Interest-Only Mortgages in Canada: What You Need to Know
Understanding interest-only mortgage options in Canada—who offers them, who they're for, and the risks involved.
Mortgage Broker vs. Bank: Complete Comparison Guide
Comparing the pros and cons of using a mortgage broker versus going directly to a bank. Which is right for you?
Understanding Canada’s Mortgage Stress Test (B-20 Rules)
Learn how the mortgage stress test affects your borrowing power and what rate you actually need to qualify at under Canada's B-20 guidelines.
When Should You Renew Your Mortgage Early?
Discover when breaking your mortgage early to renew makes financial sense and how to calculate if the penalty is worth it.
Private Mortgage Lenders: When They Make Sense
Understanding when private mortgages are a smart solution and what to expect with rates, terms, and exit strategies.
Mortgage Rate Holds: How to Lock In Your Rate
Learn how rate holds protect you from rising rates during your home search and how to use them strategically.
First-Time Homebuyer’s Complete Guide for 2024
Everything you need to know about buying your first home in Canada, from saving for a down payment to closing day.