Mortgage Tips & Expert Advice
Stay informed with the latest mortgage news, tips, and insights from our experts.
Buying a Second Home or Cottage in Canada
Everything you need to know about financing a vacation property, from down payment rules to rental income considerations.
Monoline Lenders vs Big Banks: What’s the Difference?
Discover why mortgage-only lenders often offer better rates and terms than major banks, and when each makes sense.
Breaking Your Mortgage to Switch Lenders: Is It Worth It?
Calculate whether the penalty to break your mortgage is worth it to get a better rate elsewhere.
Stated Income Mortgages: Who Qualifies and How
Understanding stated income programs for self-employed borrowers and how to qualify without traditional income proof.
5 Costly Mistakes to Avoid at Mortgage Renewal
Don't automatically sign your renewal letter. Learn how to save thousands by shopping around and negotiating.
Bridge Financing: What It Is and When You Need It
How bridge loans help when you're buying before selling and what to expect with rates and terms.
Blended Rate Mortgages: Renewing Without Penalty
How blend-and-extend mortgages work and when they're a smart alternative to breaking your mortgage.
Using Rental Income to Qualify for a Mortgage
How lenders count rental income and maximize your qualification using investment property revenue.
Collateral vs Conventional Mortgages: Key Differences
Understanding the two types of mortgage registration and why it matters for your future financial flexibility.